More money in your pocket(s)

Welcome to One: a simpler and better way to bank. Spend, save, borrow and share money seamlessly. Enjoy zero fees and set money aside at high yields to maximize your earnings. One app. One card. One account.

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Earn 3.00% APY* when you Auto-Save with One
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Seamlessly bridge financial gaps when they pop up (like they do)
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Spend

Connect your card to any Spend or shared pocket. Spend confidently with no fees, no minimums and a Credit Line should you dip below zero.
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Save

Earn meaningful interest with 1.00% APY* on Save pocket balances. Earn even more when you set up Auto-Save with direct deposit.
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Share

Manage and share money with the people who matter most to you. Create shared pockets, so you can save, spend, and organize together.
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Create

Organize your money the way you want. Create new pockets for free at any time, with no minimums or hassles.
*Annual Percentage Yield effective as of 3/17/2020 and subject to change
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Give your paycheck a raise

Unlock even better rates and additional credit by connecting your paycheck.

  • Set up Auto-Save and earn 3.00% APY*
  • Get a credit line up to the value of your paycheck. Subject to approval
  • Use your One card as credit or debit
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*Annual Percentage Yield effective as of 3/17/2020 and subject to change

Designed to help reduce the stress of managing money

checkNo overdraft fees or cash advance fees
checkWorld-class customer service
checkNo minimum balances required
checkSafe and secure banking, using powerful encryption
checkAccess your funds anywhere on the web and iOS
checkFDIC-insured** up to $250,000 per depositor

Get early access

One is a new way to bank that helps you optimize your earnings and reach your financial goals more easily. Be among the first to experience better banking, your way. Sign up to get early access.

Join the waitlist