Welcome BBVA/PNC customers! Earn a $50 welcome bonus.⋆

Transition your BBVA/PNC account to One to enjoy

Earn 3.00% APY* on up to 10% of your direct deposit
Nerdwallet top overall institution of 2021
Organize your money with Pockets

Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.

Opening an account does not impact your credit score

Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.

Opening an account does not impact your credit score

All your daily finances in one account

PNCBOLD
ONE VS PNC

Why choose One?

  • Earn 3.00% APY* on Auto-Save
  • Earn 1.00% APY* on Save Pocket balances
  • No fees or minimums
  • 55,000 fee-free Allpoint ATMs
BONUS BLOCK PNC
WELCOME BONUS

Sign up and get a $50 bonus!⋆

Claim your $50 bonus in 2 easy steps:

  1. Add a qualifying direct deposit.
  2. Spend with your One card.
PNC HAND UI
IOS + ANDROID

One App

  • 4.8 average rating on App stores
  • Automate your budget
  • Deposit checks remotely (subject to availability)
Group 2008
NO FEES

Manage your money — for free

Keep your hard-earned money in your Pocket. There are no hidden fees, no monthly fees, no foreign transaction fees, and no overdraft fees.

Credit Line Block 5
Pay Anyone

Access your money fee-free

It’s your money and sending or receiving it shouldn’t cost you anything. One customers enjoy:

  • 55,000 fee-free Allpoint ATMs.
  • Sending fee-free money to anyone.
  • Fee-free mobile check deposits.
PNC PEOPLE
CUSTOMER SERVICE

Our customer experience team is here to help!

You’re our top priority. Quickly and easily get answers or help through online chat, a phone call, email, or our Help Center articles.

3% Rework
3.00% APY

Your paycheck = 3.00% APY*

Add direct deposit to unlock 3.00% APY* on up to 10% of your direct deposit (up to $1,000/month).

NERWALLET PNC
OVERDRAFT

Award-winning overdraft protection

Overdraft up to the size of your paycheck⁑ – a feature so groundbreaking that we’ve been named NerdWallet’s 2021 winner for Overdraft Fee Avoidance.

Get more at One

data

Save at 1.00% APY*

coins

Auto-Save at 3.00% APY*

Group 1993

Fee-Free ACH Bank Transfers

phone

Remote Check Deposit
(subject to availability)

award

NerdWallet's Best-Of 2021 Winner

Frame 30

Access 55,000 fee-free Allpoint ATMs

How One compares

https://www.onefinance.com/wp-content/uploads/2021/06/Large.svg

PNC

BBVA

Fees or Minimums
No
Yes
Yes
Early Paycheck
Yes
No
No
Auto-Save Interest Rate
3.00% APY*
No
No
Savings Interest Rate
1.00% APY*
0.40% APY
0.01% APY
Overdraft Protection
Yes
$36 fee each time
Yes with fees
ACH Transfers Fee
No
Yes
Yes
Fees or Minimums
Early Paycheck
Auto-Save Interest Rate
Savings Interest Rate
Overdraft Protection
ACH Transfers Fee
https://www.onefinance.com/wp-content/uploads/2021/06/Large.svg
No
Yes
3.00% APY*
1.00% APY*
Yes
No
Fees or Minimums
Early Paycheck
Auto-Save Interest Rate
Savings Interest Rate
Overdraft Protection
ACH Transfers Fee
PNC
Yes
No
No
0.40% APY
$36 fee each time
Yes
Fees or Minimums
Early Paycheck
Auto-Save Interest Rate
Savings Interest Rate
Overdraft Protection
ACH Transfers Fee
BBVA
Yes
No
No
0.01% APY
Yes with fees
Yes

Loved by users. Trusted by experts.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

“Early Pay...it's a big plus!”

I love One! They are awesome and have a lot of benefits if you have direct deposit set up.

Josh B.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

“Love the Auto-Save Pocket!”

“It's been great, better than my other bank.”

Shelley J.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

“It's been great, better than my other bank.”

I love One! They are awesome and have a lot of benefits if you have direct deposit set up.

Travis S.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

Saved up $200 already!

“I’ve been using Auto-Save for less than a month and have saved up $200 already!”

Whitney R.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

It’s a great app.

It’s a great app. I love the transaction notifications!

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

It has been a wonderful experience

I went from using a local bank to using One for everything. It has been a wonderful experience.

Bartley B.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

Amazing service

Amazing service and transparent policies.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

I get my paychecks faster!

Justin C.

Get your One account today!