Breakdown listeners get $25 on us.⋆

Sign up and get an exclusive $25 bonus when you spend from your One account.

  • Bank with no fees, no minimums
  • Auto-Save at 3.00% APY*
  • Get paid early**

Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC. One is a financial technology company, not a bank.

Opening an account does not impact your credit score.

Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC. One is a financial technology company, not a bank.

Opening an account does not impact your credit score.

“One is the app I have been looking for all my life.”
- Jordan R.

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Banking simplified

Easily spend, save, borrow, and share from a single accountfor free!  

  • One card
  • One app
  • One account
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Get paid up to two days earlier**

You’ll be able to pay bills on time by accessing your paycheck sooner than at a traditional bank.

3% Rework

Your paycheck = 3.00% APY*

Auto-Save up to 10% of your paycheck (up to $1,000/month) while earning 3.00% APY*.

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Organize
 your money with Pockets

Separate how you spend and save. Share a Pocket with family or roommates for ongoing money collaboration.

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Automatically grow your savings

Earn unlimited 3.00% APY* with automatic One card round ups using card Auto-Save.

Loved by users. Trusted by experts.

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“ONE IS AMAZING!”

I LOVEEEEE the Pockets! Anybody who has trouble budgeting NEEDS this.

Johnny S.

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“Love the Auto-Save Pocket!”

“It's been great, better than my other bank.”

Shelley J.

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“One makes me feel in control of my finances.”

Alvaro S.

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"I’ve been using Auto-Save for less than a month and have saved up $200 already!"

Whitney R.

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"I've had 0 issues so far and all my deposits are early."

Robin K.

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"One of the most pleasant experiences I’ve ever had."

Martin F.

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"Amazing service and transparent policies."

Ryan H.

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"Pockets have literally changed how I organize money and pay bills!"

Andrew G.

How One compares

https://www.onefinance.com/wp-content/uploads/2021/06/Large.svg

Brick & Mortar
Banks

Other Banking
Services

Fees or Minimums
No
Yes
Some
Early Paycheck
Yes
No
Some
Auto-Save Interest Rate
3.00% APY*
No
Up to 3.00% APY
Savings Interest Rate
1.00% APY*
.60% APY Average
Up to .50% APY
Overdraft Protection
Yes
Some
Some
Credit Line
Yes
No
No
Joint Accounts
Unlimited Shared Pockets
2 People Only
Some
Fees or Minimums
Early Paycheck
Auto-Save Interest Rate
Savings Interest Rate
Overdraft Protection
Credit Line
Joint Accounts
https://www.onefinance.com/wp-content/uploads/2021/06/Large.svg
No
Yes
3.00% APY*
1.00% APY*
Yes
Yes
Unlimited Shared Pockets
Fees or Minimums
Early Paycheck
Auto-Save Interest Rate
Savings Interest Rate
Overdraft Protection
Credit Line
Joint Accounts
Brick & Mortar
Banks
Yes
No
No
.60% APY Average
Some
No
2 People Only
Fees or Minimums
Early Paycheck
Auto-Save Interest Rate
Savings Interest Rate
Overdraft Protection
Credit Line
Joint Accounts
Other Banking
Services
Some
Some
Up to 3.00% APY
Up to .50% APY
Some
No
Some

Get more at One

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Fee-Free Overdraft Protection

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Remote Check Deposit
(subject to availability)

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FDIC-insured** up to $250,000 per depositor

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