hero.autosave

Your paycheck can do more than show up.

Unlock more benefits with direct deposit.

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Get Paid

Early**

Auto.Save

3.00% APY*
Auto-Save

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Increased
Credit Line

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How To Add
Direct Deposit

Add your paycheck direct deposit to enjoy...

Earning 1.00% APY* in your Save Pocket – up to $25,000.
An increased Credit Line.

(subject to approval)

Getting paid sooner with Early Paycheck.
Activate paycheck Auto-Save to earn 3.00% APY* on up to 10% of your paycheck (up to $1,000/month).
Build for the future automatically

Get more with paycheck direct deposit

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EARLY PAYCHECK

Stress less.
Get paid earlier.

Set up paycheck direct deposit and access your paycheck early. You’ll be able to pay your bills on time and do more with your money.

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Paycheck Auto-Save

Automatically grow your savings

Turn on paycheck Auto-Save to earn 3.00% APY* by automatically contributing up to 10% of your direct deposit paycheck. Up to $1,000/month.

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Increased Approved Credit Line

Access a built-in safety net

Avoid gaps and high interest debt with Credit Line. There’s no interest when repaid within the month you borrow. 12% APR on carried balances.

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SAVE POCKET

Increased savings potential

Earn 1.00% APY* in your Save Pocket up to $25,000 by adding a qualifying paycheck direct deposit.

What direct deposits qualify?
1
Regular paychecks*
2
Social security income
3
Government salary
4
Annuities
5
Retirement payments
6
Unemployment payments
*Qualifying direct deposit must come from an approved source.
How to add your paycheck to direct deposit
1
Log into your payroll system.
2
Fill in your personal information.
3
Choose the amount of the deposit.
4
Choose the Pocket you would like to fund.
5
Fill in the bank name as Coastal Community Bank.
6
Fill in your employer information.

Q: What qualifies as a direct deposit?

A: We consider many forms of income as a direct deposit, not just paychecks from your employers. Paychecks can be from a private company or other employer type, social security income, annuities, retirement payments, government salary or other government payments such as unemployment payments.

Q: Are exceptions made for what qualifies as a direct deposit?

A: We will review cases individually and decisions will be made at One’s discretion based on the information provided. If you believe a recent deposit into your account should be considered a direct deposit please reach out to us with the following information:

Date of Deposit
Deposit Amount
Depositor Name
Reason for consideration

Q: Do you accept ACH transfers as direct deposits?

A: At the moment, we do not support ACH transfers for self-employed individuals. We’re always working to add new features. Stay tuned for updates.

Q: How does Early Paycheck work?

A: A qualifying paycheck direct deposit may post up to 2 days earlier than the scheduled payment date. It depends on factors like timing of the payer’s deposit transmission, and the type of payer transmitting the deposit.

Q: How does One offer 3.00% APY*?

A: As a digital banking service, we don’t have brick-and-mortar overhead like traditional banks. Instead of keeping the cost savings, we put it back into our product so customers can build savings with industry-leading interest rates.

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No Fees,
No Minimums

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Get Paid Early

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Recurring
Payments

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Increased Saving
Potential

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Auto-Save at
3.00% APY*

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Increased
Credit Line

How One Compares to Other Banks

7 Reasons To Set Up Direct Deposit

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Early Pay...it's a big plus!

Travis S.

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Love the Auto-Save Pocket!

Shelley J.

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One is the ultimate account. I like the Pockets, no fees, it’s accepted everywhere. It’s my most used account.

Natisha R.

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I love One! They are awesome and have a lot of benefits if you have direct deposit set up.

Sherry P.

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I like what it can do when you get your direct deposit going!

Aaron D.

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This is a great option to manage your money. Love the design of the app and ease of use.

Cynthia B.

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Love ALL the features. Easy breezy!

Marc F.

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No hidden fees, no monthly fees, and very easy to use!

Shianne L.

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Early Paycheck, Pockets, 3.00% APY* on Auto-Save, and notifications are great!

Sean L.

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Get paid early, plus you get a Credit Line, savings, and Pockets - better than Simple.

Jason R.

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The Pockets are perfect for my budgeting needs, and getting paid early is amazing!

I also love the Auto-Save Pocket. I've been using One for less than a month and I've saved up $200 already!

Whitney R.

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Get my direct deposit 2 days earlier

and love the fact that you can link a virtual card to your Pockets!!

Rickey L.

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It’s a great way to help me save money!

Nef D.

Get Your One account today!