Your daily finances in one place

“One makes me feel in control of my finances.”
- Alvaro S.

one dash

Every One account can...

Manage money with no fees and no minimums.
Earn 1.00% APY* – $5,000 in Save Pocket.
Earn unlimited 3.00% APY* on One card round ups.
Create and share free Pockets.
Access 55,000 fee-free Allpoint ATMs.
Pay with free ACH bank transfers.
Activate overdraft protection (subject to approval).

Add direct deposit to unlock

Early Paycheck.**
3.00% APY* on up to 10% of your direct deposit (up to $1,000/month).
Increased savings potential in Save Pocket - up to $25,000
Increased Credit Line (subject to approval).

Money management simplified

One card
3.00% APY* | 12% APR⁑

One card

  • Spend from different Pockets
  • Auto-Save with every purchase
  • Access 55,000 fee-free Allpoint ATMs
Group 1990

One App

  • Manage money on-the-go
  • Automate your budget
  • Deposit checks remotely (subject to availability)
Group 1992
Mobile + desktop

One account

  • Connect to other accounts and digital wallets
  • Reach live customer support

No Fees, No Minimums

Group 1993

FDIC-insured** up to $250,000 per depositor


Free ACH Bank Transfers


Fossil Fuel Free Deposits°


Remote Check Deposit

(subject to availability)


Powerful Data Encryption


No-Fee Overdraft Protection


NerdWallet's Best-Of 2021 Winner

FREE & UNLimited

Customize your account

Create Pockets around your life to visualize your bills, goals, and shared Pockets.


Automate your budget

Schedule how much money automatically transfers between two Pockets or between a Pocket and a linked bank account.

Virtual cards

Stay within your budget

Create a unique virtual card number to pay recurring bills. Delete individual cards at any time!

card assignment

Spend from different Pockets

Choose which Pocket to pull funds from by assigning your One card to it. Easily reassign on-the-go in the One app.

Frequently Asked Questions

Q: Does One have joint accounts?

A: Yes! We have something better called Shared Pockets. They’re free and unlimited.

Q: Will applying impact my credit score?

A: No! Applying or opening an account does not impact your credit score.

Q: Does One charge any fees?

A: No! There’s no fine print issues.

Q: Are my deposits FDIC insured?

A: Yes! It’s FDIC insured for up to $250,000 per depositor.

Q: What interest rates will I earn?

A: You’ll enjoy 1.00% APY* in your Save Pocket and 3.00% APY* in your Auto-Save Pocket.

Q: Does One have budgeting tools?

A: Yes! We have many tools to help you budget and organize your finances:

Unlimited Pockets
Shared Pockets
Scheduled Transfers
Paycheck Auto-Save
Card Auto-Save
and more!

How One Compares to Other Banking Services

Help Center

Get your One account today!