Your daily finances in one place
“One makes me feel in control of my finances.”
- Alvaro S.
Every One account can...
Manage money with no fees and no minimums.Earn 1.00% APY* – up to $5,000 in Save Pocket.Earn unlimited 3.00% APY* on One card round ups.Create and share free Pockets.Access 55,000 fee-free Allpoint ATMs.Pay with free ACH bank transfers.Activate overdraft protection (subject to approval).Add direct deposit to unlock
Early Paycheck.**3.00% APY* on up to 10% of your direct deposit (up to $1,000/month). Increased savings potential in Save Pocket - up to $25,00012% APR⁑ Credit Line (subject to approval).Money management simplified
One card
- Spend from different Pockets
- Auto-Save with every purchase
- Access 55,000 fee-free Allpoint ATMs
One App
- Manage money on-the-go
- Automate your budget
- Deposit checks remotely (subject to availability)
One account
- Connect to other accounts and digital wallets
- Reach live customer support
No Fees, No Minimums
FDIC-insured** up to $250,000 per depositor
Free ACH Bank Transfers
Fossil Fuel Free Deposits°
Remote Check Deposit
(subject to availability)
Powerful Data Encryption
No-Fee Overdraft Protection
NerdWallet's Best-Of 2021 Winner
Customize your account
Create Pockets around your life to visualize your bills, goals, and shared Pockets.
Automate your budget
Schedule how much money automatically transfers between two Pockets or between a Pocket and a linked bank account.
Keep tabs on your credit score
Get on-going access to a free credit score along with personalized credit insights.
Add an extra layer of security
Create a unique virtual card to spend safer online. Virtual cards provide a secure buffer between your Pocket and any merchant data breach.
Avoid declined transactions
Auto-fill any created Pocket with funds from your Spend Pocket when the Pocket balance doesn’t cover a transaction.
Frequently Asked Questions
A: Yes! We have something better called Shared Pockets. They’re free and unlimited.
A: No! Applying or opening an account does not impact your credit score.
A: No! There’s no fine print issues.
A: Yes! It’s FDIC insured for up to $250,000 per depositor.
A: You’ll enjoy 1.00% APY* in your Save Pocket and 3.00% APY* in your Auto-Save Pocket.
A: Yes! We have many tools to help you budget and organize your finances:
Unlimited Pockets
Shared Pockets
Scheduled Transfers
Paycheck Auto-Save
Card Auto-Save
and more!
