Basic One Account
- Spend using your One Mastercard debit card
- Earn 1.00% APY* on your savings balance up to $10,000
- One approved Credit Line covers you if you dip below zero
Add Monthly Paycheck Direct Deposit
- Earn 1.00% APY* on your savings balances up to $25,000
- Increase your available credit up to the size of your paycheck deposit (subject to approval)
- Use your One card as a credit card or debit card
*Annual Percentage Yield effective as of 6/1/2020 and subject to change
One Card
Use your One card anywhere Mastercard is accepted and earn $5 when you make your first purchase!
- Your One card can be used with any Spend pocket in your account
- When you add your paycheck direct deposit you can use your One card as a credit card or debit card
- Add your One card to your Apple Pay or Google Wallet
Credit Line
Seamlessly bridge gaps should you need to with Credit Line
- Your One account includes credit with no interest when you repay within the month you borrow
- If you need to carry a balance into the next month, you pay 1.00% per month (12% APR) on any amount borrowed
- Increase your available credit up to the size of your paycheck deposit (subject to approval)
Auto-Save
Automatically save directly from your paycheck, no fees and no spreadsheets required
- Direct deposit your paycheck monthly to One and we’ll automatically put aside 3% of that for you
- Earn 3.00% APY* on your Auto-Save amount
- That’s on top of your 1.00% APY* you’ll be earning in your Save pocket
You’ll have a little extra for those rainy or sunny days
There's More!
No overdraft fees or cash advance feesWorld-class customer service that even lets you schedule your own support callNo minimum balances requiredSafe and secure banking, using powerful encryption 55,000 worldwide surcharge-free ATMs Your money is FDIC-insured** up to $250,000 per depositor