Get more in 202One
One Account. One Card. Many Features.
Paycheck
Direct Deposit
3.00% APY*
Auto-Save
Unlimited
Free Pockets
Credit
Line
Your paycheck can do more than just show up
Stress less.
Get paid earlier.
Set up paycheck direct deposit and access your paycheck early. You’ll be able to pay your bills on time and do more with your money.
Automatically grow your savings
Turn on paycheck Auto-Save to earn 3.00% APY* by automatically contributing up to 10% of your direct deposit paycheck. Up to $1,000/month.
Get more with paycheck direct deposit
Earn 1.00% APY* in your Save Pocket
– increased from $5,000 to $25,000 with paycheck direct deposit.Increase your Credit Line (subject to approval).Contribute up to 10% of paycheck direct deposits into 3.00% APY* Auto-Save. Up to $1,000/month.Get your paycheck deposit earlier with Early Paycheck.Every One account can...
Use your One card as a debit card. Earn 1.00% APY* in your Save Pocket – up to $5,000.Activate a no-fee approved Credit Line for overdraft protection.Round up One card purchases to 3.00% APY* Auto-Save.And also—
Create and share unlimited free Pockets.
Use with no fees or no minimums.
Use 55,000 fee-free Allpoint ATMs.
Pay anyone with free ACH bank transfers.
Contact world-class live customer service.
Grow your savings faster
Watch your savings automatically grow with every One card purchase. You’ll earn 3.00% APY* in the Auto-Save Pocket with card round ups.
No Fees,
No Minimums
Get Paid Early
World-Class
Customer Service
Fossil Fuel
Free Deposits
Secure Accounts
Using Powerful
Encryption
Fee-Free Access
to 55,000
Allpoint ATMs
FDIC insured up
to $250,000
per depositor
Award Winning
Overdraft Coverage
Access a built-in safety net
Avoid gaps and high interest debt with Credit Line. There’s no interest when repaid within the month you borrow. 12% APR on carried balances.
How One works
Sign up
There’s no credit check
or long forms to fill out.
Transfer money
Connect your bank to fund
your One account.
Start using One
Create Pockets to spend,
save or share.
Frequently Asked Questions
Q: Does One have joint accounts?
A: Yes! We have something better called Shared Pockets. They’re free and unlimited.
Q: Will applying impact my credit score?
A: No! Applying or opening an account does not impact your credit score.
Q: Does One charge any fees?
A: No! There’s no fine print issues.
Q: Are my deposits FDIC insured?
A: Yes! It’s FDIC insured for up to $250,000 per depositor.
Q: What interest rates will I earn?
A: You’ll enjoy 1.00% APY* in your Save Pocket and 3.00% APY* in your Auto-Save Pocket.
Q: Does One have budgeting tools?
A: Yes! We have many tools to help you budget and organize your finances:
Unlimited Pockets
Shared Pockets
Scheduled Transfers
Paycheck Auto-Save
Card Auto-Save
and more!
