One Account. One Card. Many Features.
Set up paycheck direct deposit and access your paycheck early. You’ll be able to pay your bills on time and do more with your money.
Turn on paycheck Auto-Save to earn 3.00% APY* by automatically contributing up to 10% of your direct deposit paycheck. Up to $1,000/month.
Create and share unlimited free Pockets.
Use with no fees or no minimums.
Use 55,000 fee-free Allpoint ATMs.
Pay anyone with free ACH bank transfers.
Contact world-class live customer service.
Watch your savings automatically grow with every One card purchase. You’ll earn 3.00% APY* in the Auto-Save Pocket with card round ups.
Avoid gaps and high interest debt with Credit Line. There’s no interest when repaid within the month you borrow. 12% APR on carried balances.
There’s no credit check or long forms to fill out.
Connect your bank to fund your One account.
Create Pockets to spend, save or share.
A: Yes! We have something better called Shared Pockets. They’re free and unlimited.
A: No! Applying or opening an account does not impact your credit score.
A: No! There’s no fine print issues.
A: Yes! It’s FDIC insured for up to $250,000 per depositor.
A: You’ll enjoy 1.00% APY* in your Save Pocket and 3.00% APY* in your Auto-Save Pocket.
A: Yes! We have many tools to help you budget and organize your finances:Unlimited Pockets Shared Pockets Scheduled Transfers Paycheck Auto-Save Card Auto-Saveand more!