Welcome to One!

One puts you, not your bank, in control of your money. It’s a savings, spending, and sharing all-in-one account that connects you and your money. Finally, real life banking that revolves around you.

Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.

Give yourself some credit

Spend confidently knowing your One approved Credit Line covers you if you dip below zero


How it works

  • If you pay it back within the calendar month – you pay 0% interest
  • If you need to carry a balance into the next month, you pay 1.00% per month (12% APR) on any amount borrowed
  • When you add direct deposit, you are eligible for an increased Credit Line up to the amount of your paycheck

Give your paycheck a raise

Unlock even more features and be eligible for additional credit by connecting your paycheck.

  • Automatically set aside a portion of your paycheck at 3.00% APY* with Auto-Save
  • Get a credit line up to the value of your paycheck. Subject to approval
  • Use your One card as a credit card or debit card
*Annual Percentage Yield effective as of 6/1/2020 and subject to change

Answers to your questions

checkNo overdraft fees or cash advance fees
checkNo minimum balances required
check55,000 worldwide surcharge-free ATMs
checkWorld-class customer service
checkSafe and secure banking, using powerful encryption
checkFDIC-insured** up to $250,000 per depositor

Meet your One card

  • Point your card at your Spend or Shared pockets
  • Add to your Apple Pay or Google Wallet
  • Access your virtual card anytime in the One app