WELCOME TO ONE

Home to 1,000's of ex-Simple users

Make the switch to stay organized and earn more:

  • Get paid early
  • No fees, no minimums
  • 3.00% APY* Auto-Save
  • Create unlimited free Pockets
Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.

Why choose One?

Your financial well-being is our mission. Enjoy:

  • Award-winning no fee overdraft program
  • Earning 3.00% APY* on card Auto-Save round ups
  • Earning 1.00% APY* on Save Pocket balances
  • No fees, no minimums
  • 55,000 fee-free Allpoint ATMs
  • World-class customer service

One Pockets are a lot like Simple's tools

  • Create free and unlimited Pockets around your life
  • Organize your money to save, spend, and share
  • Share Pockets with your people with zero paperwork

Automatically reach your goals faster

  • Earn 3.00% APY* with card Auto-Save! We’ll round up One card purchases to the next dollar then deposit the difference into your Auto-Save Pocket
  • Auto-Save up to 10% of your direct deposit paycheck to earn 3.00% APY*
  • Earn 1.00% APY* on your Save Pocket balances, too
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"Love the ease of use of the app. Left Simple for you guys and glad I made the switch."

Jordan R.

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"One came along at the perfect time to replace Simple!"

LaRonn B.

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"Get paid early, plus you get a Credit Line, savings, and Pockets - better than Simple."

Jason R.

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"It's the closest fit to my needs given the Simple closure, and you guys are responsive to feedback with an aggressive development plan - that effort and customer service level matters."

Paul T.

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"One is awesome with many features you won’t found anywhere else. I love how easy it is to budget and I made the right decision coming from Simple to One!"

Marc M.

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"Best alternative to Simple, which was my main bank since 2014!"

Eddie C.

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"This is the best place I could’ve landed since leaving Simple."

James C.

Get Your One account today!