How Does One Compare To Other Banking Services?

A lot of requests have been rolling in asking how One compares to other banking services. We created a round up of all our comparison guides to help you decide. If you’d like to see other comparisons added below, please send us a message on social! Message One on: Twitter, Facebook, or Instagram.

 

[ Jump To Comparison Below ]

 

N26

Ally

Ando

Aspiration

Axos Bank

Bank of America

BBVA

Bella Loves Me

Betterment

Capital One Bank

Charles Schwab Bank →

Chase →

Chime

Credit Karma

Current

Dave →

Discover

Douugh

Envel

Fifth Third Bank

Huntington Bank

Navy Federal Credit Union →

OnJuno →

PNC

Qube

Radius

Regions

Simple

SoFi

TD Bank

T-Mobile Money

USAA

US Bank →

Varo

Wealthfront

Wells Fargo

Zeta

 

 

 

 

n26


Make the switch from N26 to One

Start earning more today!

Join Now

 

 

 

 

ally


Make the switch from Ally to One

Start earning more today!

Join Now

 

 

 

 

 

Ando


Make the switch from Ando to One

Start earning more today!

Join Now

 

 

 

 

 

Aspiration


Make the switch from Aspiration to One

Start earning more today!

Join Now

 

 

 

 

 

 

^ To qualify for Axos Bank’s 1.25% APY a user must meet all requirements each qualifying period: receiving direct deposits totaling at least $1,000 per month, using your debit card for at least 10 purchases (minimum $3 per purchase) and using your debit card for at least 15 purchases (minimum $3 per purchase).


Make the switch from Axos Bank to One

Start earning more today!

Join Now

 

 

 

 

 

Bank of America


Make the switch from Bank of America to One

Start earning more today!

Join Now

 

 

 

BBVA


Make the switch from BBVA to One

Start earning more today!

Join Now

 

 

 

 

Bella


Make the switch from Bella Loves Me to One

Start earning more today!

Join Now

 

 

 

 

 

 

Betterment


Make the switch from Betterment to One

Start earning more today!

Join Now

 

 

 

 

 

 

Capital


Make the switch from Capital One to One

Start earning more today!

Join Now

 

 

 

 

csb


Make the switch from Charles Schwab Bank to One

Start earning more today!

Join Now

 

 

 

hasec


Make the switch from Chase to One

Start earning more today!

Join Now

 

 

 

 

 

Chime


Make the switch from Chime to One

Start earning more today!

Join Now

 

 

 

 

Credit Karma


Make the switch from Credit Karma to One

Start earning more today!

Join Now

 

 

 

 

 

Current


Make the switch from Current to One

Start earning more today!

Join Now

 

 

 

 

 

Dave


Make the switch from Dave to One

Start earning more today!

Join Now

 

 

 

 

 

Discover


Make the switch from Discover to One

Start earning more today!

Join Now

 

 

 

 

 

do


Make the switch from Douugh to One

Start earning more today!

Join Now

 

 

 

 

envel


Make the switch from Envel to One

Start earning more today!

Join Now

 

 

 

 

 

53

^ To qualify for Fifth Third Bank’s overdraft protection an enrolled checking account is overdrawn by more than $5 and an overdraft protection transfer occurs with a transfer fee of $0, $10, or $12 depending on the account tier. Transfers from a line of credit account will incur any fees in addition the amount transferred will be subject to the interest rate applicable to the line of credit.

^ To qualify for Fifth Third Bank’s fee-free 1.00% APY the savings account must have 1 of the qualifying: a Fifth Third checking account, all owners of the savings account must also be listed together as owners on your Fifth Third checking account, maintain an average monthly balance of $500 or more, someone under age 18 is an owner of the account and/or are enrolled in Fifth Third Military Banking. Otherwise a $5 monthly fee will be charged.

^ To qualify for Fifth Third Bank’s Early Access to paycheck direct deposit a person must enroll in person at the branch. This a line of credit that incurs fees and interest. The credit limit is determined using the least amount of one of the following: 3 months of average paycheck, or total of qualified paycheck over the last 35 days. The minimum credit limit amount is $200 and the maximum is $1,000.


Make the switch from Fifth Third Bank to One

Start earning more today!

Join Now

 

 

 

 

hb

^ To qualify for Huntington Bank’s overdraft protection an account can only be overdrawn by $50 or less. If the account is overdrawn by more than $50, there is a 24-hour grace period to repay. Not all accounts qualify to be overdrawn and the transaction will not go through and this can result in one or more of the following fees: return fee of $37.50, overdraft fee of $37.50, and extended overdraft fee of $25.


Make the switch from Huntington Bank to One

Start earning more today!

Join Now

 

 

 

 

 

nf

^ There are penalties for early withdrawal on term share accounts and some savings accounts must maintain a minimum daily balance of $2,500 to earn dividends.

^ Navy Federal Credit Union’s overdraft protection may charge a $20 fee each time an overdraft occurs with at a maximum of 3 overdraft fees per day per account.


Make the switch from Navy Federal Credit Union to One

Start earning more today!

Join Now

 

 

 

 

 

OnJuno


Make the switch from OnJuno to One

Start earning more today!

Join Now

 

 

 

 

 

 

 

PNC


Make the switch from PNC to One

Start earning more today!

Join Now

 

 

 

 

Wube


Make the switch from Qube to One

Start earning more today!

Join Now

 

 

 

 

Radius


Make the switch from Radius Bank to One

Start earning more today!

Join Now

 

 

 

 

 

Regions


Make the switch from Regions Bank to One

Start earning more today!

Join Now

 

 

 

 

 

 

Simple


Make the switch from Simple to One

Start earning more today!

Join Now

 

 

 

 

 

 

Sofi


Make the switch from SoFi to One

Start earning more today!

Join Now

 

 

 

 

 

 

 

TD


Make the switch from TD Bank to One

Start earning more today!

Join Now

 

 

 

 

 

tmm


^ To qualify for T Mobile Money’s 4.00% APY on balances up to and including $3,000 in the Checking Account, a user must meet all requirements each qualifying period: be enrolled in a qualifying T-Mobile postpaid wireless plan, have registered for perks with your T-Mobile ID and have at least $200 in qualifying deposits have posted to the Checking Account before the last business day of the month. Balances above $3,000 in the Checking Account earn 1.00% APY. The APY for this tier will range from 4.00% to 2.79% depending on the balance in the account (calculation based on a $5,000 average daily balance). Customers who do not qualify for the 4.00% APY will earn 1.00% APY on all Checking Account balances for any month(s) in which they do not meet the requirements listed above.

^ To qualify for Got Your Back (GYB) overdraft protection a user must meet all requirements each qualifying period: have an eligible T-Mobile wireless postpaid plan who register for perks and make deposits totaling $200 during a single month to the checking account, then they will receive up to $50 of spending in overdrafts with no fees. If the balanced is not repaid by the end of the banking day on the 30th day after the account first goes negative the user may lose this benefit for good.


Make the switch from T-Mobile Money to One

Start earning more today!

Join Now

 

 

 

 

 

 

USAA


Make the switch from USAA to One

Start earning more today!

Join Now

 

 

 

 

 

 

 

USB


Make the switch from US Bank to One

Start earning more today!

Join Now

 

 

 

 

 

 

Varo

^ To qualify for Varo’s 3.00% APY a user must meet all requirements each qualifying period: Customer must make at least five Varo Visa® Debit Card purchases in each Qualifying Period. Customer must receive total qualifying direct deposits of $1,000 or more to a Varo Bank Account or Varo Savings Account in each Qualifying Period. The Qualifying Period is defined as the 1st day of the calendar month through the last business day of the month. Customer’s Varo Bank Account and Varo Savings Account balances must not drop below $0.00 on any calendar day of the month. Customer must maintain a daily balance at close of business on each calendar day of the month of no more than $5,000 in their Varo Savings Account.


Make the switch from Varo to One

Start earning more today!

Join Now

 

 

 

 

Wells Fargo

Wells Fargo

Wealthfront


Make the switch from Wealthfront to One

Start earning more today!

Join Now

 

 

 

 

 

Wells Fargo


Make the switch from Wells Fargo to One

Start earning more today!

Join Now

 

 

 

 

Zeta


Make the switch from Zeta to One

Start earning more today!

Join Now

 

 

 

 

 

Get your One account today!