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How does One compare to other banking services?

A lot of requests have been rolling in asking how One’s free online banking compares to other banking services. We created a round up of all our comparison guides to help you decide. If you’d like to see other comparisons added below, please send us a message on social! Message One on: Twitter, Facebook, or Instagram.

 

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N26

Ally

Ando

Aspiration

Axos Bank

Bank of America

BBVA

Bella Loves Me

Betterment

Capital One Bank

Charles Schwab Bank →

Chase →

Chime

Credit Karma

Current

Dave →

Discover

Douugh

Envel

Fifth Third Bank

HSBC

Huntington Bank

Navy Federal Credit Union →

OnJuno →

PNC

Qube

Radius

Regions

Simple

SoFi

TD Bank

T-Mobile Money

USAA

US Bank →

Varo

Wealthfront

Wells Fargo

Zeta

 

 

 

 

n26

 

N26 vs One Comparison Summary: N26 customers have fees or minimums where One customers do not pay any fees and do not have account minimums. N26 customers are not able to earn interest on their N26 savings where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. N26 customers do not have the option to enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. N26 customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. N26 customers do not have mobile check deposits where qualifying One customers can access mobile check deposits. N26 customers are limited to sharing an account with up to 10 people where One customers can share unlimited Pockets.   


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ally

 

Ally vs One Comparison Summary: Ally customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Ally customers can only earn .50% APY on their Ally savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Ally customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Ally customers are limited to sharing an account with one person where One customers can share unlimited Pockets.  


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Ando

 

Ando vs One Comparison Summary: Ando customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Ando customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Ando customers can only earn .16% APY on their Ando savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Ando customers do not have the option to enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. Ando customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Ando customers do not have mobile check deposits where qualifying One customers can access mobile check deposits. Ando customers are not able to share an account with anyone where One customers can share unlimited Pockets.  


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Aspiration

 

Aspiration vs One Comparison Summary: Aspiration customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Aspiration customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Aspiration customers can only earn .10% – 1.00% APY on their Ando savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Aspiration customers do not have the option to enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. Aspiration customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder.  Aspiration customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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^ To qualify for Axos Bank’s 1.25% APY a user must meet all requirements each qualifying period: receiving direct deposits totaling at least $1,000 per month, using your debit card for at least 10 purchases (minimum $3 per purchase) and using your debit card for at least 15 purchases (minimum $3 per purchase).

 

Axos Bank vs One Comparison Summary: Axos Bank customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Axos Bank are not able to automatically save where One customers can earn 3.00% APY* in their Auto-Save Pocket. Axos Bank customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Axos Bank customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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Bank of America

 

Bank of America vs One Comparison Summary: Bank of America customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Bank of America customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Bank of America customers can only earn .01% – .05% APY on their Bank of America savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Bank of America customers do not have the option to enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. Bank of America customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Bank of America customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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BBVA

 

BBVA vs One Comparison Summary: BBVA customers have fees or minimums where One customers do not pay any fees and do not have account minimums. BBVA customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** BBVA customers can only earn .01% APY on their BBVA savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. BBVA customers can enroll in overdraft protection with fees where One customers can enroll in fee-free overdraft protection. BBVA customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. BBVA customers are limited to sharing an account with one person where One customers can share unlimited Pockets.


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Bella

 

Bella Loves Me vs One Comparison Summary: Bella Loves Me customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Bella Loves Me customers can only earn .20% APY on their Bella Loves Me savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Bella Loves Me customers do not have the option to enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. Bella Loves Me customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Bella Loves Me customers do not have mobile check deposits where qualifying One customers can access mobile check deposits. Bella Loves Me customers are not able to share an account with anyone where One customers can share unlimited Pockets.


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Betterment

 

Betterment vs One Comparison Summary: Betterment customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Betterment customers can only earn .30% APY on their Betterment savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Betterment customers do not have the option to enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. Betterment customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Betterment customers are limited to sharing an account with one person where One customers can share unlimited Pockets.  


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Capital

 

Capital One vs One Comparison Summary: Capital One customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Capital One customers can only earn .40% APY on their Capital One savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Capital One customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Capital One customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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csb

 

Charles Schwab vs One Comparison Summary: Charles Schwab customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Charles Schwab customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Charles Schwab customers can only earn .05% APY on their Charles Schwab savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Charles Schwab customers can enroll in overdraft protection with fees where One customers can enroll in fee-free overdraft protection. Charles Schwab customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Charles Schwab customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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hasec

 

Chase vs One Comparison Summary: Chase customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Chase customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Chase customers can only earn .01 – .05% APY on their Chase savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Chase customers can enroll in overdraft protection with fees where One customers can enroll in fee-free overdraft protection. Chase customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Chase customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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Chime

 

Chime vs One Comparison Summary: Chime customers can only earn .50% APY on their Chime savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Chime customers need to have direct deposit in order to qualify for mobile check deposits where qualifying One customers can access mobile check deposits. Chime customers are not able to share an account with anyone where One customers can share unlimited Pockets.  


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Credit Karma

 

Credit Karma vs One Comparison Summary: Credit Karma customers can only earn .30% APY on their Credit Karma savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Credit Karma customers do not have the option to enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. Credit Karma customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Credit Karma customers do not have mobile check deposits where qualifying One customers can access mobile check deposits. Credit Karma customers are not able to share an account with anyone where One customers can share unlimited Pockets.


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Current

 

Current vs One Comparison Summary: Current customers do not earn any interest on their Current savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Current customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Current customers are not able to share an account with anyone where One customers can share unlimited Pockets.


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Dave

 

Dave vs One Comparison Summary: Dave customers have to pay fees where One customers do not pay any fees and do not have account minimums. Dave customers do not earn any interest on their Dave savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Dave customers do not have the option to enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. Dave customers are not able to share an account with anyone where One customers can share unlimited Pockets.


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Discover

 

Discover vs One Comparison Summary: Discover customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Discover customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Discover customers can only earn .45% APY on their Discover savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Discover customers can enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. Discover customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Discover customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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do

 

Douugh vs One Comparison Summary: Douugh customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Douugh customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Douugh customers do not earn any interest on their Douugh savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Douugh customers do not have the option to enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. Douugh customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Douugh customers do not have mobile check deposits where qualifying One customers can access mobile check deposits. Douugh customers are not able to share an account with anyone where One customers can share unlimited Pockets.    


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envel

 

Envel vs One Comparison Summary: Envel customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Envel customers do not earn .any interest on their Envel savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Envel customers do not have the option to enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. Envel customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Envel customers do not have mobile check deposits where qualifying One customers can access mobile check deposits.


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53

^ To qualify for Fifth Third Bank’s overdraft protection an enrolled checking account is overdrawn by more than $5 and an overdraft protection transfer occurs with a transfer fee of $0, $10, or $12 depending on the account tier. Transfers from a line of credit account will incur any fees in addition the amount transferred will be subject to the interest rate applicable to the line of credit.

^ To qualify for Fifth Third Bank’s fee-free 1.00% APY the savings account must have 1 of the qualifying: a Fifth Third checking account, all owners of the savings account must also be listed together as owners on your Fifth Third checking account, maintain an average monthly balance of $500 or more, someone under age 18 is an owner of the account and/or are enrolled in Fifth Third Military Banking. Otherwise a $5 monthly fee will be charged.

^ To qualify for Fifth Third Bank’s Early Access to paycheck direct deposit a person must enroll in person at the branch. This a line of credit that incurs fees and interest. The credit limit is determined using the least amount of one of the following: 3 months of average paycheck, or total of qualified paycheck over the last 35 days. The minimum credit limit amount is $200 and the maximum is $1,000.

 

Fifth Third Bank vs One Comparison Summary: Fifth Third Bank customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Fifth Third Bank customers have the option to get paid early with fees and conditions where One customers with qualifying direct deposits can get paid up to two days early.** Fifth Third Bank customers can only earn .01 – .05% APY on their Fifth Third Bank savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Fifth Third Bank customers can enroll in overdraft protection with fees where One customers can enroll in fee-free overdraft protection. Fifth Third Bank customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Fifth Third Bank customers are limited to sharing an account with one person where One customers can share unlimited Pockets.


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hsbc

 

HSBC vs One Comparison Summary: HSBC customers have fees or minimums where One customers do not pay any fees and do not have account minimums. HSBC customers do not have the option to get paid early where One customers with qualifying direct deposits can get paid up to two days early.** HSBC customers can only earn .01 – .15% APY on their HSBC savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. HSBC customers can enroll in overdraft protection with fees where One customers can enroll in fee-free overdraft protection. HSBC customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. HSBC customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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hb

^ To qualify for Huntington Bank’s overdraft protection an account can only be overdrawn by $50 or less. If the account is overdrawn by more than $50, there is a 24-hour grace period to repay. Not all accounts qualify to be overdrawn and the transaction will not go through and this can result in one or more of the following fees: return fee of $37.50, overdraft fee of $37.50, and extended overdraft fee of $25.

 

Huntington Bank vs One Comparison Summary: Huntington Bank customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Huntington Bank customers do not have the option to get paid early where One customers with qualifying direct deposits can get paid up to two days early.** Huntington Bank customers can only earn .02 – .08% APY on their Huntington Bank savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Huntington Bank customers can enroll in overdraft protection with fees where One customers can enroll in fee-free overdraft protection. Huntington Bank customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Huntington Bank customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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nf

^ There are penalties for early withdrawal on term share accounts and some savings accounts must maintain a minimum daily balance of $2,500 to earn dividends.

^ Navy Federal Credit Union’s overdraft protection may charge a $20 fee each time an overdraft occurs with at a maximum of 3 overdraft fees per day per account.

 

Navy Federal Credit Union vs One Comparison Summary: Navy Federal Credit Union customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Navy Federal Credit Union customers have the option to get paid one business day early where One customers with qualifying direct deposits can get paid up to two days early.** Navy Federal Credit Union customers can only earn .25 – .50% APY on their Navy Federal Credit Union savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Navy Federal Credit Union customers can enroll in overdraft protection with fees where One customers can enroll in fee-free overdraft protection. Navy Federal Credit Union customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Navy Federal Credit Union customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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OnJuno

 

OnJuno vs One Comparison Summary: OnJuno customers have fees or minimums where One customers do not pay any fees and do not have account minimums. OnJuno customers do not have the option to get paid early where One customers with qualifying direct deposits can get paid up to two days early.** OnJuno customers can earn 2.15% APY on their OnJuno savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. OnJuno customers can enroll in overdraft protection with fees where One customers can enroll in fee-free overdraft protection. OnJuno customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. OnJuno customers do not have mobile check deposits where qualifying One customers can access mobile check deposits. OnJuno customers are not able to share an account with anyone where One customers can share unlimited Pockets


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PNC

 

PNC vs One Comparison Summary: PNC customers have fees or minimums where One customers do not pay any fees and do not have account minimums. PNC customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** PNC customers can only earn .40% APY on their PNC savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. PNC customers do not have overdraft protection where One customers can enroll in fee-free overdraft protection. PNC customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. PNC customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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Wube

 

Qube vs One Comparison Summary: Qube customers who do not have a basic plan have fees or minimums where One customers do not pay any fees and do not have account minimums. Qube customers do not earn any interest on their Qube savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Qube customers do not have overdraft protection where One customers can enroll in fee-free overdraft protection. Qube customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Qube customers are limited to sharing an account with one person with additional fees where One customers can share unlimited free Pockets


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Radius

 

Radius Bank vs One Comparison Summary: Radius Bank customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Radius Bank customers can only earn 0% – .25% APY on their Radius Bank savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Radius Bank customers have the option to enroll in overdraft protection with fees where One customers can enroll in fee-free overdraft protection. Radius Bank customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Radius Bank customers are limited to sharing an account with one person where One customers can share unlimited Pockets.


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Regions

 

Regions Bank vs One Comparison Summary: Regions Bank customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Regions Bank customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Regions Bank customers can only earn .01% APY on their Regions Bank savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Regions Bank customers have the option to enroll in overdraft protection with fees where One customers can enroll in fee-free overdraft protection. Regions Bank customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Regions Bank customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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Simple


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Sofi

 

SoFi vs One Comparison Summary: SoFi customers have fees or minimums where One customers do not pay any fees and do not have account minimums. SoFi customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** SoFi customers can only earn .01% APY on their SoFi savings and only .25% APY when they automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. SoFi customers do not have the option to enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. SoFi customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. SoFi customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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TD

 

TD Bank vs One Comparison Summary: TD Bank customers have fees or minimums where One customers do not pay any fees and do not have account minimums. TD Bank customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** TD Bank customers can only earn .02% – .25% APY on their TD Bank savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. TD Bank customers have the option to enroll in overdraft protection with fees where One customers can enroll in fee-free overdraft protection. TD Bank customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. TD Bank customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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tmm


^ To qualify for T Mobile Money’s 4.00% APY on balances up to and including $3,000 in the Checking Account, a user must meet all requirements each qualifying period: be enrolled in a qualifying T-Mobile postpaid wireless plan, have registered for perks with your T-Mobile ID and have at least $200 in qualifying deposits have posted to the Checking Account before the last business day of the month. Balances above $3,000 in the Checking Account earn 1.00% APY. The APY for this tier will range from 4.00% to 2.79% depending on the balance in the account (calculation based on a $5,000 average daily balance). Customers who do not qualify for the 4.00% APY will earn 1.00% APY on all Checking Account balances for any month(s) in which they do not meet the requirements listed above.

^ To qualify for Got Your Back (GYB) overdraft protection a user must meet all requirements each qualifying period: have an eligible T-Mobile wireless postpaid plan who register for perks and make deposits totaling $200 during a single month to the checking account, then they will receive up to $50 of spending in overdrafts with no fees. If the balance is not repaid by the end of the banking day on the 30th day after the account first goes negative the user may lose this benefit for good.

 

T Mobile Money vs One Comparison Summary: T Mobile Money customers can only earn 4.00% APY on their T Mobile Money savings up to $3,000 then it drops to 1.00% APY and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket up to $25,000 with a qualifying direct deposit and 3.00% APY* in their Auto-Save Pocket. T Mobile Money customers have the option to enroll in overdraft protection with conditions where One customers can enroll in fee-free overdraft protection. T Mobile Money customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. TT Mobile Money customers are not able to share an account with anyone where One customers can share unlimited Pockets.


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USAA

 

USAA vs One Comparison Summary: USAA customers have fees or minimums where One customers do not pay any fees and do not have account minimums. USAA customers can only earn .01% – .35% APY on their USAA savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. USAA customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. USAA customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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USB

 

US Bank vs One Comparison Summary: US Bank customers have fees or minimums where One customers do not pay any fees and do not have account minimums. US Bank customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** US Bank customers can only earn .01% APY on their US Bank savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. US Bank customers have the option to enroll in overdraft protection with transfer fees where One customers can enroll in fee-free overdraft protection. US Bank customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. US Bank customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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Varo

^ To qualify for Varo’s 3.00% APY a user must meet all requirements each qualifying period: Customer must make at least five Varo Visa® Debit Card purchases in each Qualifying Period. Customer must receive total qualifying direct deposits of $1,000 or more to a Varo Bank Account or Varo Savings Account in each Qualifying Period. The Qualifying Period is defined as the 1st day of the calendar month through the last business day of the month. Customer’s Varo Bank Account and Varo Savings Account balances must not drop below $0.00 on any calendar day of the month. Customer must maintain a daily balance at close of business on each calendar day of the month of no more than $5,000 in their Varo Savings Account.

 

Varo vs One Comparison Summary: Varo customers can only earn .20% APY on their Varo savings and 3.00% APY on their automatic savings where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Varo customers are not able to share an account with anyone where One customers can share unlimited Pockets.


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Wells Fargo

Wells Fargo

Wealthfront

 

Wealthfront vs One Comparison Summary: Wealthfront customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Wealthfront customers can only earn .10% APY on their Wealthfront savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Wealthfront customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Wealthfront customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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Wells Fargo

 

Wells Fargo vs One Comparison Summary: Wells Fargo customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Wells Fargo customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Wells Fargo customers can only earn .01% APY on their Wells Fargo savings and .01% APY on automatic saving where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Wells Fargo customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Wells Fargo customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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Zeta

 

Zeta vs One Comparison Summary: Zeta customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Zeta customers can only earn .14% APY on their Zeta savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Zeta customers have the option to enroll in overdraft protection with fees where One customers can enroll in fee-free overdraft protection. Zeta customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Zeta customers are limited to sharing an account with one person where One customers can share unlimited Pockets


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