March 2021 vs. March 2020

An online survey was taken in late February through early March to capture a snapshot of how people are feeling and adjusting a year into a global pandemic.

Earn 3.00% APY* on card round ups. We’ll automatically round up every One card purchase to the next dollar, and we’ll transfer the difference from your Spend Pocket to the Auto-Save Pocket automatically.

We’re committed to our industry-leading saving rates. It’s our way of giving back to One customers and helping them not to just get by, but to get ahead. As a digital banking service, we don’t have the traditional overhead that brick-and-mortar banks have. Instead of pocketing (we couldn’t resist) that cost savings, we put it back into product offerings. Auto-Save is helping One customers build savings faster while they make every day purchases.

44% of survey participants are currently holding a credit card balance with a higher rate than One’s 12% APR. Credit Line gives everyone access to a low APR line of credit. If you repay the borrowed balance within the month you borrowed, you won’t pay interest. If a balance carries into the next month, you’ll pay 1.00% per month (12% APR).

*Annual Percentage Yield effective as of 9/1/2020 and subject to change. 3.00% APY available on all Auto-Save balances. Maximum contributions of up to $1,000 per month in paycheck Auto-Save and no maximum contribution for card Auto-Save. 1.00% APY available on Save balances up to $5,000, up to $25,000 with a qualifying paycheck direct deposit.

Survey methodology: This survey was conducted online within the United States by One Finance using Survey Monkey platform the week of February 2, 2021 among 540 U.S. adults ages 18 and older. This online survey is not based on a probability sample and therefore no estimate of theoretical sampling error can be calculated. For complete survey methodology, including weighting variables and subgroup sample sizes, please contact

Get your One account today!