More money
in your pocket

Welcome to One, the better way to bank. One maximizes the power of your paycheck so you have more spending power in your pocket. Enjoy zero fees, and set money aside at high yields. You’ll keep more of your money and gain greater control over your finances.

One app. One card. One account.

One helps you optimize your earnings and reach your financial goals faster.
Seamlessly share money with family and friends.  And watch your money grow faster than ever!

Seamlessly bridge financial gaps when they pop up (like they do)

Your One account includes credit to help you bridge those financial gaps that pop up from time to time.

  • Get instant approval and immediate access to funds
  • Increase your credit limit by setting up direct deposit
  • No interest on funds repaid within the month you borrow

Put your hard-earned money to work

Reach your goals faster with One.

  • Earn 3.00% APY on your Auto-Save pocket*
  • Earn 1.00% APY on all other Save pocket balances*
  • Save toward goals together with shared savings pockets

*Annual Percentage Yield effective as of 3/17/2020 and subject to change

Share and manage money with the people who matter most to you

Three simple steps is all it takes to set up your One account. Share money easily with the people who matter most to you.

  • Designate shared “pockets” for saving, spending, or borrowing money
  • Make purchases from a shared pocket with your One card and view all transactions through your One app
  • Ideal for families, roommates, couples, and others with shared expenses or financial goals

Your money – the way you want it

With pockets and your One card, you decide how to organize and spend your money.

  • Create pockets that support your financial goals and your individual needs
  • Use your pockets to designate funds for specific purposes or simply for easier management
  • Assign your One card to Spend or Borrow pockets, whether individual or shared

The not-so-fine print

  • No overdraft fees or cash advance fees
  • No minimum balances required
  • Access your funds anywhere on the web and iOS
  • World-class customer service that even lets you schedule your own support call
  • Safe and secure banking, using powerful encryption
  • Your money is FDIC-insured** up to $250,000 per depositor

Get early access

One is a new way to bank that helps you optimize your earnings and reach your financial goals more easily. Be among the first to experience better banking, your way. Sign up to get early access.