Your financial well-being is the goal.
Organize your money, simplify your life.
Get paid earlyNo fees, no minimumsBuild 3.00% APY* savings with every swipe
Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.
Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.
Welcome to One
Grow your savings faster
Automatically save with every One card purchase. You’ll earn 3.00% APY* in the Auto-Save Pocket.text
Reduce stress by getting paid early
Get your paycheck direct deposit earlier than your co-workers with Early Paycheck.text
Get more from your paycheck
Unlock additional benefits with paycheck direct deposit:
- Earn 3.00% APY* on up to 10% of your paycheck in Auto-Save Pockettext
- Access Early Paycheck
- Increased Credit Line
Access a built-in safety net
Avoid gaps and high interest debt with Credit Line. There’s no interest when repaid within the month you borrow. 12% APR on carried balances. text
Organize around your life and people
Create Pockets to budget and share money.
- Free and unlimited
- Separate how you spend, save, and share
- Invite people to joint Pockets
Banks
Banks
How One works
Sign up 
Transfer money
Start using OneLoved by users. Trusted by experts.
It's been great, better than my other bank.
Very easy to use app.
Great for people who don't want to use a traditional bank.
I love One!
They are awesome and have a lot of benefits if you have direct deposit set up.
Y’all helped me when I needed it most!!
I love the entire concept...
and your customer service is the best in the industry.
NerdWallet’s 2021 Winner Overdraft Fee Avoidance
I love the options One gives you.
Credit Line is an awesome feature.
One is awesome with many features you won’t find anywhere else.
I love how easy it is to budget and I made the right decision coming from Simple to One!
Great service, awesome banking, no fine print issues.
No hidden fees, no monthly fees, and very easy to use!
The game really hasn't been played yet
One thinks it can reinvent banking in a crowded market
Love the ease of use of the app.
Left Simple for you guys and glad I made the switch.
Where to Save Your Money in Order to Earn the Most Interest
One is packed with amazing and helpful features.
Get paid early, plus you get a Credit Line, savings, and Pockets - better than Simple.
I love the card design. And deposits are fast!
LOVE Pockets! LOVE being paid out two days earlier. LOVE the 3.00% APY* Auto-Save.
I’ve had Chime, Current, and TD Bank. One is hands down the best!
Pocket the change
Watch your savings automatically grow with every One card purchase. Toggle “Auto-Save” on in the One app so every card purchase is automatically rounded up to the next dollar and the difference transferred from your Spend Pocket to Auto-Save Pocket.
Get paid earlier than your co-workers!
Set up paycheck direct deposit and access your paycheck early. You’ll be able to pay your bills on time and do more with your money.
Paycheck Auto-Save
Automatically save each time you get paid. Add your paycheck direct deposit to your One account and contribute up to 10% of each paycheck (up to $1,000/month) to your Auto-Save Pocket. Learn how your paycheck can do more than just show up.
Credit Line
Pay 1.00% per month (12% APR) if you carry a balance into the next month. Increase your Credit Line with paycheck direct deposit (subject to approval).
