Earn 3.00% APY* in Auto-Save with paycheck direct deposit and card purchase round ups.

Let’s Go!

Your financial well-being is the goal.

Banking designed to support your life. Your goals. Your people. 

  • Build savings with every swipe
  • No fees, no minimums
  • Get paid early
Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.
Opening an account does not impact your credit score.

Pockets hold your money

Create free and unlimited Pockets around your life. Quickly organize your money to save, spend, and share with anyone for any reason. Share Pockets with your people with zero paperwork.

*Annual Percentage Yield effective as of 9/1/2020 and subject to change. 1.00% APY available on Save balances up to $5,000, up to $25,000 with a qualifying paycheck direct deposit.
4.8 Rating in App Stores

Pocket the Change

Earn 3.00% APY* with card Auto-Save! Round up your One card purchases to the next dollar to automatically save. Earn an additional 1.00% APY* on your Save Pocket balances, too.

Paycheck auto-save

Give your paycheck a raise

Auto-Save up to 10% of your qualifying direct deposit paycheck to earn 3.00% APY*. Up to $1,000/month. That’s in addition to 1.00% APY* for a Save Pocket.

for the in-between moments

Instant flexibility with Credit Line

Keep life going with an available Credit Line. Bridge financial gaps and manage your cash flow with no interest when repaid within the month you borrow.


Stress less. Get paid earlier.

Set up paycheck direct deposit and access your paycheck early. You’ll be able to pay your bills on time and do more with your money.

Free to Create AND SHARE

Unlimited Pockets. Unlimited possibilities.

Share Pockets with anyone, for any reason. Invite friends and family into One to easily save or spend from joint Pockets.

money (1) 1
No Fees,
No Minimums
credit-card-payment 2
Get Paid Early
online-chat 1
World-Class Live
Customer Service
lock 1
Highest security and data
encryption standards
money 1
Fee-Free Access to
55,000 Allpoint ATMs
credit-card (3) 2
FDIC-insured** up
to $250,000 per
"I switched to One from Chase! I love the app's easy to understand design."
Justin W.
Kansas City, KS
"An incredible concept and opportunity. I have personally become a client of One and have found It so easy to create and share pockets with others."
Tony A.
Carmel, IN
“One’s customer support is fantastic. I had a small issue and they were on top of it and provided me with regular updates. It was clear that I was a priority.”
Louis C.
San Jose, CA
"After being burdened so many times by frustrating banking experiences it's refreshing to be banking with One. They actually listen and cared about me and helped me with my issue in no time flat! Who does that?!"
Thiago P.
Acworth, GA
"The credit line has helped me so much and it was amazing how easy it was to pay it back. Life presents challenges sometimes and the little loan helps a ton."
Shalisha H.
ready to join one?

One App.
One Account.
One Card.

  • Add to your Apple Pay or Google Wallet.
  • Access your virtual One card anytime.
  • Connect your card to a Spend or Shared Pocket.