Your financial well-being is the goal.
Banking designed to support your life. Your goals. Your people.
- Build savings with every swipe
- No fees, no minimums
- Get paid early
Pockets hold your money
Create free and unlimited Pockets around your life. Quickly organize your money to save, spend, and share with anyone for any reason. Share Pockets with your people with zero paperwork.
- Round up purchases to the Auto-Save Pocket and earn 3.00% APY*.
- An approved Credit Line helps cover your account in case you dip below zero.
Earn an industry-leading 1.00% APY* on Save Pocket balances up to $5,000 and up to $25,000 with a qualifying paycheck direct deposit.
- Paycheck Auto-Save: Add your paycheck direct deposit and contribute up to 10% of each paycheck. Up to $1,000/month.
- Card Auto-Save: Round up every One card purchase to the next dollar and deposit the difference.
Create Pockets for rent, staycation…your Pocket possibilities are endless. Easily link your One card to any shared Pocket in the One app.
Pocket the Change
Earn 3.00% APY* with card Auto-Save! Round up your One card purchases to the next dollar to automatically save. Earn an additional 1.00% APY* on your Save Pocket balances, too.
Give your paycheck a raise
Auto-Save up to 10% of your qualifying direct deposit paycheck to earn 3.00% APY*. Up to $1,000/month. That’s in addition to 1.00% APY* for a Save Pocket.
- Earn 1.00% APY* on your savings balances up to $25,000.
- Increase your available Credit Line (subject to approval).
- Get your paycheck deposit earlier with Early Paycheck.
Instant flexibility with Credit Line
Keep life going with an available Credit Line. Bridge financial gaps and manage your cash flow with no interest when repaid within the month you borrow.
- Pay 1.00% per month (12% APR) if you carry a balance into the next month.
- Increase your Credit Line with paycheck direct deposit (subject to approval).
Stress less. Get paid earlier.
Set up paycheck direct deposit and access your paycheck early. You’ll be able to pay your bills on time and do more with your money.
Unlimited Pockets. Unlimited possibilities.
Share Pockets with anyone, for any reason. Invite friends and family into One to easily save or spend from joint Pockets.
- Your One card can be linked with any Spend Pocket in your account.
- No paperwork. No hoops. Pockets are free to create and share with your people.
No Minimums
Customer Service
encryption standards
55,000 Allpoint ATMs
to $250,000 per
depositor
One App.
One Account.
One Card.
- Add to your Apple Pay or Google Wallet.
- Access your virtual One card anytime.
- Connect your card to a Spend or Shared Pocket.
