Use One for 2020 filing to be eligible to receive any tax refunds or future stimulus payments early!*

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Your financial well-being is the goal.

Organize your money, simplify your life.

Get paid early
No fees, no minimums
Build 3.00% APY* savings with every swipe

Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.

Opening an account does not impact your credit score.

Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.

Opening an account does not impact your credit score.
We can help get you there.

Welcome to One

All-in-one banking to support your life, goals, and people.

Grow your savings faster

Automatically save with every One card purchase. You’ll earn 3.00% APY* in the Auto-Save Pocket.text

Reduce stress by getting paid early

Get your paycheck direct deposit earlier than your co-workers with Early Paycheck.text

Get more from your paycheck

Unlock additional benefits with paycheck direct deposit:

  • Earn 3.00% APY* on up to 10% of your paycheck in Auto-Save Pockettext
  • Access Early Paycheck
  • Increased Credit Line
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Access a built-in safety net

Avoid gaps and high interest debt with Credit Line. There’s no interest when repaid within the month you borrow. 12% APR on carried balances. text

Organize around your life and people

Create Pockets to budget and share money.

  • Free and unlimited
  • Separate how you spend, save, and share
  • Invite people to joint Pockets
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Traditional

Banks
Other

Digital Banks
Fees or Minimums
No
Yes
Yes
Early Paycheck
Yes
No
Some
Auto-Save Interest Rate
3.00% APY*
No
up to 2.80% APY*
Savings Interest Rate
1.00% APY*
.06%* APY Average
up to .50% APY*
Overdraft Protection
Yes
Some
Some
Credit Line
Yes
No
No
Fees or Minimums
Early Paycheck
Auto-Save Interest Rate
Savings Interest Rate
Overdraft Protection
Credit Line
https://www.onefinance.com/wp-content/uploads/2021/01/logo-black.svg
No
Yes
3.00% APY*
1.00% APY*
Yes
Yes
Fees or Minimums
Early Paycheck
Auto-Save Interest Rate
Savings Interest Rate
Overdraft Protection
Credit Line
Traditional

Banks
Yes
No
No
.06%* APY Average
Some
No
Fees or Minimums
Early Paycheck
Auto-Save Interest Rate
Savings Interest Rate
Overdraft Protection
Credit Line
Other

Digital Banks
Yes
Some
up to 2.80% APY*
up to .50% APY*
Some
No

How One works

https://www.onefinance.com/wp-content/uploads/2021/01/Icon1.svgSign up
There’s no credit check
 or long forms to fill out.
https://www.onefinance.com/wp-content/uploads/2021/01/Icon2.svgTransfer money
Connect your bank to fund your One account.
https://www.onefinance.com/wp-content/uploads/2021/01/Icon3.svgStart using One
Create Pockets to spend, save or share.

Loved by users. Trusted by experts.

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It's been great, better than my other bank.
Josh B.
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Very easy to use app.
Great for people who don't want to use a traditional bank.
James R.
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I love One!
They are awesome and have a lot of benefits if you have direct deposit set up.
Sherry P.
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Y’all helped me when I needed it most!!
Elmudathir S.
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I love the entire concept...
and your customer service is the best in the industry.
Robby P.
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NerdWallet’s 2021 Winner Overdraft Fee Avoidance
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I love the options One gives you.
Credit Line is an awesome feature.
Amy P.
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Great service, awesome banking, no fine print issues.
Vanisha W.
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The game really hasn't been played yet
One thinks it can reinvent banking in a crowded market
Shakeel Hashim, Protocol
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Where to Save Your Money in Order to Earn the Most Interest

Get Your One account today!