Make real progress.
Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC. One is a financial technology company, not a bank.
Best Checking Account with Overdraft Fee Avoidance
Quickly know how much you can spend or borrow, and how much you’ve saved.
Earn unlimited 3.00% APY* with automatic One card round ups using card Auto-Save.
“I’ve been using Auto-Save for less than a month and have saved up $200 already!” - Whitney R.
Auto-Save up to 10% of your paycheck (up to $1,000/month) while earning 3.00% APY.*
Direct deposit customers can finance a purchase over time or cover bills between paychecks at 1% per month (12 % APR).⁑
“They give instant credit! It’s easy to pay back and not expensive!!” - Heather W
Credit Builder makes automatic on-time payments every month. There’s no new account or new card needed to start using!†
Start with the basics then add more. Create Pockets for an expense, savings goal, or to manage money together.
“Pockets make it easy to separate my expenses or goals while sharing them with family members, roommates—whoever.” - Alex C.
Create and share Pockets to manage bills or save with another person or group of people.
There’s no credit check.
Fund your One account.
Earn a $5 bonus.
Great for people who don't want to use a traditional bank.
They are awesome and have a lot of benefits if you have direct deposit set up.
and is clearly making efforts to invest in forward-thinking, innovative services.
I love how easy it is to budget and I made the right decision coming from Simple to One!
this helps me to actually save money and allocate money where I expect to spend it every single month.
I like how it connects to my budgeting software and allows me to have separate Pockets and share a Pocket with my spouse.