Organize your money, simplify your life.
Make real progress.
Auto-Save at 3.00% APY*Borrow at 12% APR ⁑Customize your budget with Pockets
Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC. One is a financial technology company, not a bank.
Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC. One is a financial technology company, not a bank.
Best Checking Account with Overdraft Fee Avoidance
Your daily finances at a glance
Quickly know how much you can spend or borrow, and how much you’ve saved.
Build your emergency savings automatically
A little every day quickly adds up
Earn unlimited 3.00% APY* with automatic One card round ups using card Auto-Save.
“I’ve been using Auto-Save for less than a month and have saved up $200 already!” - Whitney R.
Put your paycheck on auto-pilot
Auto-Save up to 10% of your paycheck (up to $1,000/month) while earning 3.00% APY.*
Credit that automatically grows with you
Borrow money at an affordable rate
Direct deposit customers can finance a purchase over time or cover bills between paychecks at 1% per month (12 % APR).⁑
“They give instant credit! It’s easy to pay back and not expensive!!” - Heather W
Automatically build credit history
Credit Builder makes automatic on-time payments every month. There’s no new account or new card needed to start using!†
Customize your account to your life, goals, and people
Pockets organize your money
Start with the basics then add more. Create Pockets for an expense, savings goal, or to manage money together.
“Pockets make it easy to separate my expenses or goals while sharing them with family members, roommates—whoever.” - Alex C.
Easily manage money together
Create and share Pockets to manage bills or save with another person or group of people.
How does One compare
Traditional
Banks
Other
Banking Services
Banks
Banking Services
Start using your One account immediately
Sign up
There’s no credit check.
Transfer money
Fund your One account.
Start using One
Earn a $5 bonus.
Loved by users. Trusted by experts.
One gave me a chance when most won't. I can get my mess in a bit more ordered with the Pockets.
Very easy to use app.
Great for people who don't want to use a traditional bank.
I love One!
They are awesome and have a lot of benefits if you have direct deposit set up.
Y’all helped me when I needed it most!!
One has surpassed my expectations of an online banking experience
and is clearly making efforts to invest in forward-thinking, innovative services.
My girlfriend has One now so we can save together.
The most simple online banking experience I’ve ever had!
One is awesome with many features you won’t find anywhere else.
I love how easy it is to budget and I made the right decision coming from Simple to One!
Easy to set up, no hidden fees.
No hidden fees, no monthly fees, and very easy to use!
Pockets have literally changed how I organize money and pay bills!
I love online banking with you.
One visually fits the way I budget every paycheck...
this helps me to actually save money and allocate money where I expect to spend it every single month.
I really like the idea of an online banking service.
I like how it connects to my budgeting software and allows me to have separate Pockets and share a Pocket with my spouse.
Get paid early, plus you get a Credit Line, savings, and Pockets - better than Simple.
I love the card design. And deposits are fast!
LOVE Pockets! LOVE being paid out two days earlier. LOVE the 3.00% APY* Auto-Save.
