Welcome to One!
One puts you, not your bank, in control of your money. It’s a savings, spending, and sharing all-in-one account that connects you and your money. Finally, real life banking that revolves around you.
Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.
Put money in your pockets
Pockets are like accounts, only without paperwork or stress. You can even create your own pockets, name them, and share them with anyone in your life.
Spend Pocket
- One account and one card to meet all your spending needs
- One’s Credit Line covers you should you dip below zero
- No fees, no minimums
Save Pocket
- Get an industry-leading interest rate without minimums or fees
- Earn meaningful interest with 1.00% APY* on Save pocket balances up to $10,000
- Automatically save part of each paycheck when you activate One’s Auto-Save feature
Create Pocket
Share Pocket
- Easily share a pocket with anyone in your life
- Share with friends, family, roommates, your partner, or any human
- Invite someone to One and get $20 when they join and fund their account
spend
- One account and one card to meet all your spending needs
- One’s Credit Line covers you should you dip below zero
- No fees, no minimums
save
- Get an industry-leading interest rate without minimums or fees
- Earn meaningful interest with 1.00% APY* on Save pocket balances up to $10,000
- Automatically save part of each paycheck when you activate One’s Auto-Save feature
create
share
- Easily share a pocket with anyone in your life
- Share with friends, family, roommates, your partner, or any human
- Invite someone to One and get $20 when they join and fund their account
*Annual Percentage Yield effective as of 6/1/2020 and subject to change
Give yourself some credit
How it works
- If you pay it back within the calendar month – you pay 0% interest
- If you need to carry a balance into the next month, you pay 1.00% per month (12% APR) on any amount borrowed
- When you add direct deposit, you are eligible for an increased Credit Line up to the amount of your paycheck
Sharing is caring
Money and life aren't solo sports. We share homes, meals, pets and responsibilities. So, at One we designed the ability for you to share money with anyone for any reason. It's free and works for real life. Sign Up
Create it.
Name it.
Share it!
Give your paycheck a raise
Unlock even more features and be eligible for additional credit by connecting your paycheck.
- Automatically set aside a portion of your paycheck at 3.00% APY* with Auto-Save
- Get a credit line up to the value of your paycheck. Subject to approval
- Use your One card as a credit card or debit card
*Annual Percentage Yield effective as of 6/1/2020 and subject to change
Answers to your questions
No overdraft fees or cash advance feesNo minimum balances required55,000 worldwide surcharge-free ATMs World-class customer serviceSafe and secure banking, using powerful encryptionFDIC-insured** up to $250,000 per depositorMeet your One card
- Point your card at your Spend or Shared pockets
- Add to your Apple Pay or Google Wallet
