Organize your money. Simplify your life.

Make real progress.

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Opening an account does not impact your credit score.

FDIC Logo

Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.

Be on better terms with your money.

Staying on top of your finances has never been easier: Open an account in just minutes, get started with three Pockets, and begin using your virtual card right away.

Get Started
two cards

Save

Earn 1% APY* on your savings and watch your money grow.

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Direct Deposit

Add your paycheck to unlock extra benefits, including early paycheck access.

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Pockets

Easily budget, save, and manage money together.

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Spend

No fees, no tricks. Extra rewards.

No fees
No minimums

Manage your money with no minimums. Spend from different Pockets based on your goals and get access to 55,000 fee-free AllPoint ATMs.

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Auto-Save

Make the most of what you make

Make the most of what you make

Unlock more benefits with direct deposit, like automating your savings goals and accessing your paycheck up to 2 days sooner than at a traditional bank**.

Paycheck Auto-Save

Paycheck Auto-Save

Add your direct deposit and Auto-Save up to 10% of your paycheck (up to $1,000 a month) while earning 3.00% APY*.

Card Auto-Save

Card Auto-Save

Round up purchases to the next dollar and deposit the difference into Auto-Save.

Budget

Customize your account to your life with Pockets.

Organize your money for your life. Create Pockets for budgeting, an expense, or to manage money together. Start with the basics then add more.

More About Pockets
Utilities
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$350.00
Gas, electric, and water
Groceries 🍎
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$2,200.00
Hawaii 2022 🌺
Rent
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$1,200.00
Hawaii 2022 🌺
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Vacation
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$2,200.00
Hawaii 2022 🌺
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a person smiling
Budget

Easily manage money together.

Create and share Pockets to manage bills or goals with other people.

More About Pockets

Your financial well-being is our goal.

We created ONE to support your unique life. Stress less about money so you can focus on what matters most.

4.8

Avg. app store rating

13,750+

App store ratings

1 Million

Pockets created & counting

Comparing the industry at-a-glance

Fees or Minimums
Early Paycheck
Savings Interest Rate
Overdraft Protection
No
Yes
1.00% APY*
Yes

Traditional Banks

Yes
No
.06% APY average
Some

Other Banking Services

Some
Some
up to .50% APY
Some

Secure

  • FDIC-Insured up to $250K°
  • Receive instant transaction notifications
  • Prevent ACH debits with Pocket Lock

Fan Favorites

  • Earn 1% APY* on your savings
  • Customize your account with Pockets

Convenient

  • No fees or minimums
  • Early paycheck access
  • Access 55,000 fee-free AllPoint ATMs