Grow your savings faster at 3.00% APY*

Spend, save, borrow and share.

  • Unlock 3.00% APY* with Auto-Save
  • No fees, no minimums
  • Get paid up to 2 days early**

Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.

Banking services provided by Coastal Community Bank, Member FDIC. One is a financial technology company, not a bank.

Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.

Banking services provided by Coastal Community Bank, Member FDIC. One is a financial technology company, not a bank.

All your daily finances in one account

autosave.Group 2020 (1)

Your paycheck = 3.00% APY*

Auto-Save up to 10% of your paycheck (up to $1,000/month) while earning 3.00% APY*.

grocery

Get 3.00% APY* on card round ups

Earn unlimited 3.00% APY* with automatic One card round ups using card Auto-Save.

Group 2011

Manage your money — for free

Keep your hard-earned money in your Pocket. There are no hidden fees, no monthly fees, no foreign transaction fees, and no overdraft fees.

Group 2087 (1)

Pockets organize
 your money

Start with the basics then add more. Create Pockets for an expense, savings goal, or to manage money together.

 

Group 2010

Get paid up to two days earlier**

Keep life going by accessing your paycheck sooner than at a traditional bank.

Get more at One

data

Save at 1.00% APY*

coins

Auto-Save at 3.00% APY*

Group 1993

Free ACH Bank Transfers

phone

Remote Check Deposit
(subject to availability)

award

NerdWallet's Best-Of 2021 Winner

growth

Fossil Fuel Free Deposits°

How One compares

https://www.onefinance.com/wp-content/uploads/2021/06/Large.svg

Brick & Mortar
Banks

Other Digital
Banks

Fees or Minimums
No
Yes
Some
Early Paycheck
Yes
No
Some
Auto-Save Interest Rate
3.00% APY*
No
Up to 3.00% APY
Savings Interest Rate
1.00% APY*
0.6% APY Average
Up to .50% APY
Overdraft Protection
Yes
Some
Some
Credit Line
Yes
No
No
Joint Accounts
Unlimited Shared Pockets
2 People Only
Some
Fees or Minimums
Early Paycheck
Auto-Save Interest Rate
Savings Interest Rate
Overdraft Protection
Credit Line
Joint Accounts
https://www.onefinance.com/wp-content/uploads/2021/06/Large.svg
No
Yes
3.00% APY*
1.00% APY*
Yes
Yes
Unlimited Shared Pockets
Fees or Minimums
Early Paycheck
Auto-Save Interest Rate
Savings Interest Rate
Overdraft Protection
Credit Line
Joint Accounts
Brick & Mortar
Banks
Yes
No
No
0.6% APY Average
Some
No
2 People Only
Fees or Minimums
Early Paycheck
Auto-Save Interest Rate
Savings Interest Rate
Overdraft Protection
Credit Line
Joint Accounts
Other Digital
Banks
Some
Some
Up to 3.00% APY
Up to .50% APY
Some
No
Some

Loved by users. Trusted by experts.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

“Early Pay...it's a big plus!”

I love One! They are awesome and have a lot of benefits if you have direct deposit set up.

Josh B.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

“Love the Auto-Save Pocket!”

“It's been great, better than my other bank.”

Shelley J.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

“It's been great, better than my other bank.”

I love One! They are awesome and have a lot of benefits if you have direct deposit set up.

Travis S.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

Saved up $200 already!

“I’ve been using Auto-Save for less than a month and have saved up $200 already!”

Whitney R.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

It’s a great app.

It’s a great app. I love the transaction notifications!

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

It has been a wonderful experience

I went from using a local bank to using One for everything. It has been a wonderful experience.

Bartley B.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

Amazing service

Amazing service and transparent policies.

https://www.onefinance.com/wp-content/uploads/2021/06/Group-1612-2.svg

I get my paychecks faster!

Justin C.

Get your One account today!